Under Rule 10A of the CGST Rules, every GST-registered business (except TCS, TDS and suo-moto registrations) must give bank account details:
- within 30 days of getting registration, or
- before filing GSTR-1 or IFF, whichever comes first.
The GST portal now enforces this automatically.
What happens if you don't
- Automatic suspension. If bank details aren't added within 30 days, the system suspends the registration. The order appears at Services → User Services → View Notices and Orders.
- Cancellation proceedings may follow.
How to fix it
- Log in and go to Services → Registration → Amendment of Registration (Non-Core Fields).
- Add the bank account and submit the non-core amendment.
- Once the details are in, cancellation proceedings are dropped automatically.
- If they aren't dropped the same day, go to Services → User Services → View Notices and Orders and click "Initiate Drop Proceedings".
Who doesn't need to add a bank account
- OIDAR (online services from abroad) and non-resident taxable persons (NRTP).
- Exception: OIDAR taxpayers who answer "Yes" to Representative Appointed in India must add bank details.
Tip for new registrations
The revised registration form (REG-01) lets you enter up to 10 bank accounts while applying. If you have an account ready, add it then and avoid the 30-day risk altogether. See our guide to the new REG-01 form.
